If you’ve been injured, it’s likely that you are feeling confused, scared, and on edge. The last thing you want to do is turn to your computer to conduct a Google search on legal “what should I do” or “what happens when” scenarios that will [probably] lead you on a wild goose-chase chasing legal codes and hard-to-read statutes. At Craig P. Kenny & Associates, our attorneys are here to help you. We want you to feel as comfortable and at ease as possible following your accident, and that is exactly why we’ve composed a list of our most frequently asked questions (FAQs) asked by our clients to attempt to satisfy whatever questions you may have.
1) I was injured by another driver but the police did not come to the scene, do I still have a case?
Answer: Yes. It is not an absolute requirement that the police arrive at the scene and complete a police report in order to have a successful case. However, it is often helpful if the police do respond and complete a Traffic Accident Report (“TAR”) detailing how the accident occurred based on their training and experience.
However, the unfortunate reality is that often the police will not respond to accidents they deem “minor”, or it may not be practical to have the police arrive to the scene of the accident.
Even without police presence, liability (aka fault) can often be established using common sense and examining exactly how the accident occurred. In situations such as rear-end collisions, it will be exceptionally likely that liability/fault will fall upon the shoulders of the driver who failed to pay attention and rear-ended you.
Thus, it is important in these situations that you document the other driver’s license and insurance card. A simple way to do this is to take a quick picture using your cell phone. If you are injured, you should then seek medical treatment as quickly as practicable for your injuries. The more documentation you can provide your Las Vegas Car Accident Attorney, your Craig Kenny and Associates attorney, the more helpful we can be.
2) The driver that injured me did not have insurance, do I still have a case?
Possibly. The answer to this question often depends on whether you, yourself, have Underinsured/Uninsured Motorist Coverage (“UM/UIM”) and/or Medical Pay Coverage (“Med Pay”). As you may have noticed from prior articles, the Craig Kenny and Associates team strongly encourages everyone to purchase these coverages.
These coverages provide for the precise example from above by kicking-in to protect you in situations where the person who injured you has no insurance.
3) But won’t my premium go up if I have to use my Underinsured/Uninsured or MedPay Coverage?
No! Nevada has a specific law, NRS 687B.385 which provides “An insurer shall not cancel, refuse to renew or increase the premium for renewal of a policy of motor vehicle insurance covering private passenger cars or commercial vehicles as a result of any claims made under the policy with respect to which the insured was not at fault.”
4) I had a great experience as a client of CPKLAW, how do I tell the world?
Yelp, Google & Facebook in addition to keeping us in mind for anyone in need of an attorney. Our hardworking office loves to hear about your positive experiences with our team. If you have had a great experience as a CPKLAW client, please check out our Yelp and Google pages and leave a comment letting the world know how happy you are. It would truly mean the world to us! As you probably already know, we do not advertise and instead let our results do the talking, so feel free to give us a shout out.