After you’ve been injured in an accident, getting treatment for your injuries is important, but it can be a stressful process.  The first and most important thing to remember is that when you’ve suffered an injury in an auto accident, you should seek treatment and help from an experienced Las Vegas car accident attorney as soon as possible. Waiting can compromise the integrity of your personal injury claim.  If you wait even a few weeks after the accident to see a physician the strength of your case drops dramatically.

Sometimes, people only start to feel the onset of pain after the initial adrenaline from the accident wears off and people go back to their normal daily routines. In fact, many of our clients report that they didn’t feel like their injuries were a major issue right after the accident but developed a few days later and that’s okay.  Nevertheless, if you think you’ve been injured in any way, it’s always better to get examined by a medical doctor sooner than later.

The process of receiving treatment under a personal injury claim can be confusing.  We want you to understand how the process works, but also know that your attorney is always communicating with your medical providers so that you can focus on feeling better.

Who will pay for your medical treatment?

Medical liens, Automobile Medical Payments Coverage, and Health Insurance are the most common ways to pay for your medical treatment after a car accident.

Medical Liens

In most cases, you will treat under a lien with a medical provider when you’ve been involved in an auto accident.  In general, a medical lien in this context is a demand for repayment that may be placed against your personal injury case.  The most common personal injury settlement lienholders are healthcare providers.  This agreement is signed by the client and the attorney and acts as a promise to pay back the healthcare provider with funds received from the settlement or award from the case.

An important point to understand is that not all physicians in Nevada accept medical liens and therefore will not provide treatment to patients involved in an automobile accident.  However, all of the medical providers we work with accept medical liens, and we can assist you in finding a physician near you that works on a lien basis.

Medical Payments Coverage

Medical payments (“Med-pay”) is an optional coverage you can elect to include in your auto insurance policy which pays for medical costs after you’re hurt in a car accident, regardless of who is found at fault. Med-pay has no right of reimbursement, meaning you do not have to pay the money back from your personal injury settlement proceeds.  We strongly recommended adding Med-pay to your policy.

Health Insurance

In most cases, you will only use your health insurance if you initially seek treatment at a hospital or quick care facility. Your health insurance provider may issue a lien to recover any money it spends on your personal injury accident treatment. You may be required to pay back these medical expenses from your personal injury settlement.

How much treatment will you need?

The amount of medical treatment you will need is highly accident-specific and varies from person to person.  Only a medical doctor can provide these answers based on your injuries and symptoms.  Remember, your attorney is in contact with all of your medical providers and will handle authorizing the treatment your physicians recommend under the medical lien in your case.  Your attorney also works with your Med-Pay coverage to make sure you get the benefits you’re entitled to, and your Health Insurance carrier to pay back any lien amounts that are due.

If you’ve been injured in an automobile accident call Craig P. Kenny & Associates today at (702) 380-2800 to assist you with getting the treatment you need and the compensation you deserve.